Finance Center

How to Apply

Applying for financing at Genesis of Columbia is straightforward. We offer a securely encrypted online financing application where you can submit your details from the convenience of your own home. We guarantee that your information will remain protected and confidential throughout the process. With this, you can save time by starting your car-buying journey without needing to visit our dealership.

Before you apply for financing, it's a good idea to browse our new and pre-owned vehicle inventory to identify which vehicles you might be interested in buying. You can filter your search results by model, body type, price range, and other features. Knowing what you want and need from a vehicle can help you provide more accurate information about the Genesis auto loan amount you require and your down payment.

You can also use our Value Your Trade tool if you're thinking of trading in your current vehicle. This will give you a better idea of how much your car is worth. While the figure you'll receive is an estimate, you can use it to determine how much to loan for your new vehicle.

Understanding your credit score and financial standing before applying can likewise be beneficial. This allows you to set realistic expectations regarding the loan amount and interest rates you might qualify for. Not to worry, though, as we're happy to work with you regardless of your credit history.

Step-By-Step Application Process

Here are the basic steps to follow when you're applying for Genesis auto financing in Columbia, South Carolina, with us:

1. Complete the online application: Fill out the form, taking care to provide all the required information. This includes loan details — contact, housing, employment, and income information — and personal details such as your Social Security Number and date of birth.
2. Submit your application: Go over your application carefully to ensure the accuracy of your information. Once submitted, our finance team will review your application and determine the financing options available to you.
3. Discuss your options: Wait for one of our team members to contact you to discuss solutions tailored to your needs. This personalized approach ensures you get a financing plan that fits your budget and lifestyle.

Applicant Provisions

To ensure a smooth financing experience, prepare to provide personal identification and relevant financial documents that confirm the information in your application. Having these documents ready can speed up the process. If you have questions about what to bring when you come in after getting preapproved, reach out to us.

Latest Genesis Models Available for Financing

At Genesis of Columbia, we boast an impressive inventory of new Genesis models. From the sleek Genesis G70 to the sporty GV80 Coupe SUV, we've got a model for every preference. Whether you're looking for performance, luxury, or cutting-edge technology, Genesis vehicles are designed to exceed expectations. Some of the latest models you may find in our inventory include:

• Sedans: G70, G80, and G90
• SUVs: GV70, GV80, and GV80 Coupe
• Electric vehicles: GV60, Electrified G80, and Electrified GV70

Our knowledgeable and friendly sales staff can provide detailed insights into each model available in our lot. You can also learn more about the vehicles we offer by browsing our inventory online.

Why Choose Genesis of Columbia?

Choosing Genesis of Columbia in South Carolina for your vehicle and financing needs comes with numerous benefits:

• Personalized financing options: Our dealership is part of a network that offers diverse financing solutions tailored to individual clients. This flexibility ensures that whether you're looking for a short-term lease or a long-term loan, you'll find an option that aligns with your financial situation.
• Streamlined process: We emphasize a quick and efficient financing process, meaning you'll spend less time waiting and more time enjoying your new car. We've simplified the financing process by offering an option to get preapproved online, showing our commitment to customer satisfaction.
• Dedicated staff: Our finance team works diligently to find solutions that best fit your budget. Our expertise and dedication ensure you receive the best possible advice and support throughout your car-buying journey.
• Trustworthy customer support: You can reach out to us with any questions about financing or our vehicle inventory, and you'll receive timely and accurate information that can help you make the best choice. This open line of communication is part of our commitment to embracing the concept of son-nim, which translates to you being our “honored guest.”

Our knowledgeable and friendly sales staff can provide detailed insights into each model available in our lot. You can also learn more about the vehicles we offer by browsing our inventory online.